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Calculate Indiana Unemployment Payments

Indiana unemployment benefits are designed to help Indiana residents who have lost their jobs through no fault of their own pay essential expenses while they look for other employment. The Indiana Department of Workforce Development (DWD) offers unemployment benefits based on how much you made the preceding year. Although the DWD calculates the amount of your benefits and sends them to you when you first qualify, you can also calculate your benefits yourself based on the same formula it uses.

Calculate your base period based on the last five completed calendar quarters before you file your unemployment claim. Calendar quarters are January to March, April to June, July to September and October to December. If you filed your claim on Feb. 5, 2011, the past five completed calendar quarters would be October 2009 to December 2010. The first four quarters of that period, October 2009 to September 2010, would be your base period.

Add all of the wages you received during your base period. Multiply that number by .28. Set that result to the side.

Calculate which of the quarters in the base period that you made the most money. Multiple .05 times every dollar you made in that quarter up to $2,000. For instance, if you made $700 in that quarter, multiple that by .05. If you made $5,000 in that quarter, multiple $2,000 by .05.

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Multiply every dollar you made over $2,000 in your highest earning quarter of your base period by .04. For example, if you made $5,000 in your highest earning quarter, you would have multiplied $2,000 by .05 in Step 3 and you will now multiple the other $3,000 by .04.

Add the numbers you came up with in Step 3 and Step 4 to calculate your weekly benefit amount (WBA). In the example we have been using, that would be $2,000 times .05 plus $3,000 times .04, equaling $220. Multiply your WBA by 26, which is the maximum weeks you're allowed to collect Indiana benefits. In this example, that would be $5,720.

Compare the results of Step 5 and Step 2. The smaller number is your maximum benefit amount (MBA) for your Indiana unemployment insurance. Based on your calculations, you will receive the WBA you calculated in Step 5 each week until you have reached your MBA.



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